Life Insurance

A life insurance policy provides peace of mind as well as financial security for those left behind. When shopping for a life insurance policy, consider the family you will be leaving behind and how this will benefit them long after you are gone. Parents often take the age of their youngest child into consideration when purchasing a policy, ensuring that should they pass on, it is enough to last until the child reaches adulthood.

Two Basic Types of Life Insurance

Whole Life
Whole Life Insurance is a permanent insurance that accumulates cash value through the years. It combines life coverage and a savings fund. The policy that pays the beneficiaries a specified, fixed amount upon death and part of the premium goes toward building cash value investment. It can be used as a tax-sheltered investment or be passed on to the heirs of the policy holder. Other types of cash value insurance also include variable life and universal life insurance.

Term Life
Term Insurance provides protection and coverage for a specified number of years as stated in the insurance policy. Once the Term Insurance expires, the policy holder has the option to renew coverage or end it. Unlike Cash Value Life Insurance, it does not earn interest or accumulate savings over time. It is a less expensive option to Cash Value Life Insurance but nonetheless offers you peace of mind when it comes to the financial security of your family. Contact us to discuss your options.

Our Carriers:

  • Nationwide Independent
  • American General Life Insurance
  • American Reliable logo
  • amtrust north america logo
  • Anderson & Murison Logo
  • Arrowhead General Insurance Logo
  • Banner Life
  • California Fair Plan Logo
  • CBIC
  • Charity First Insurance Logo
  • Chubb Insurance
  • Citizens_Property_Insurance_Logo
  • ICAT Catastrophe Insurance
  • C N A Insurance Companies
  • Crestbrook Insurance Company Logo
  • CSE Insurance Group logo
  • Deans & Homer Logo
  • Distinguished Programs
  • ELM Insurance Brokers Logo
  • Employers Insurance Logo
  • Encompass Insurance
  • Fidelity National Insurance Company
  • FEMA: The National Flood Insurance Program
  • First American Insurance Logo
  • Foremost Insurance
  • GMAC Insurance
  • Genworth logo
  • Geovera Insurance
  • Golden Eagle Logo
  • Hagerty Insurance
  • Harford_Mutual_Logo
  • Hartford Steam Boiler
  • The Hartford
  • HCC Surety Group Logo
  • Health Net Logo
  • ICW Logo
  • Infinity Auto Insurance Logo
  • The Insco-Dico Group
  • John Hancock
  • K&K Insurance Group Logo
  • Kaiser Permanente
  • Mercury Insurance Group
  • Met Life
  • Old Republic Logo
  • Oregon Mutual logo
  • Pacific Select Property Insurance Logo
  • Philadelphia Insurance Logo
  • Preferred Employers Logo
  • Principal Financial Group
  • Progressive Insurance
  • Prudential
  • Rain and Hail logo
  • RLI Insurance
  • Safeco
  • Sequoia Insurance Company
  • St. Paul-Travelers
  • State Fund Logo
  • Stuckey & Co. Logo
  • Tapco_Logo
  • Titan Insurance logo
  • Travelers Insurance
  • UCA General Insurance Services Logo
  • USLI Logo
  • US_Insurance_Services_Logo
  • Voya Financial Logo
  • Western National Insurance logo
  • The Zenith Agribusiness Solutions
  • Zenith Logo
  • Zurich Insurance