Jewelry Insurance

Protect Your Jewelry From Thieves

Special occasions – from a couple’s engagement to a promotion at work – may be marked with expensive jewelry. It’s important to protect your valuables with the appropriate jewelry insurance coverage.

Your standard homeowners or renters insurance policy covers jewelry up to a certain value. To properly insure jewelry and other expensive items, consider purchasing additional coverage through an economical floater or an endorsement.

If you lose a piece of jewelry, you may be covered in most cases. With floaters and endorsements, there are no deductibles, and frequently you will have the option of having the insurance company replace the item for you.

Follow these tips to keep your jewelry safe:

  • Store your jewelry in a secure location in your home. If you don’t plan to wear the item regularly or are holding it for a child, consider keeping it in a safe deposit box.
  • Take a picture of the item or collection. Get into the habit of keeping a photo record of all of your personal possessions. This helps to document your loss and speeds up the claims process.
  • Update the value of your jewelry. Expensive items increase or decrease in value from year to year. Talk to your personal insurance agent about how to make sure the dollar amount of your floater or endorsement reflects these changes.

Our Carriers:

  • Nationwide Independent
  • American General Life Insurance
  • American Reliable logo
  • amtrust north america logo
  • Anderson & Murison Logo
  • Arrowhead General Insurance Logo
  • Banner Life
  • http://www.earthquakeauthority.com/whoweare/Pages/contactus.aspx
  • California Fair Plan Logo
  • CBIC
  • Charity First Insurance Logo
  • Chubb Insurance
  • Citizens_Property_Insurance_Logo
  • ICAT Catastrophe Insurance
  • C N A Insurance Companies
  • Crestbrook Insurance Company Logo
  • CSE Insurance Group logo
  • Deans & Homer Logo
  • Distinguished Programs
  • ELM Insurance Brokers Logo
  • Employers Insurance Logo
  • Encompass Insurance
  • Fidelity National Insurance Company
  • FEMA: The National Flood Insurance Program
  • First American Insurance Logo
  • Foremost Insurance
  • GMAC Insurance
  • Genworth logo
  • Geovera Insurance
  • Golden Eagle Logo
  • Hagerty Insurance
  • Harford_Mutual_Logo
  • Hartford Steam Boiler
  • The Hartford
  • HCC Surety Group Logo
  • Health Net Logo
  • ICW Logo
  • Infinity Auto Insurance Logo
  • The Insco-Dico Group
  • John Hancock
  • K&K Insurance Group Logo
  • Kaiser Permanente
  • Mercury Insurance Group
  • Met Life
  • Old Republic Logo
  • Oregon Mutual logo
  • Pacific Select Property Insurance Logo
  • Philadelphia Insurance Logo
  • Preferred Employers Logo
  • Principal Financial Group
  • Progressive Insurance
  • Prudential
  • Rain and Hail logo
  • RLI Insurance
  • Safeco
  • Sequoia Insurance Company
  • St. Paul-Travelers
  • State Fund Logo
  • Stuckey & Co. Logo
  • Tapco_Logo
  • Titan Insurance logo
  • Travelers Insurance
  • UCA General Insurance Services Logo
  • USLI Logo
  • US_Insurance_Services_Logo
  • Voya Financial Logo
  • Western National Insurance logo
  • The Zenith Agribusiness Solutions
  • Zenith Logo
  • Zurich Insurance